@charset "utf-8";
/* ============================================================
   태아보험 노트 (babyhappy.kr)
   디자인 : 우리 아기 맞이 다이어리
   · 버터 옐로 + 세이지 그린 + 더스티 코랄, 크림 노트 배경
   · Gaegu(굵은 손글씨) 헤드라인 + Nanum Pen Script(펜 액센트)
   · 노트 라인 / 마스킹테이프 / 스티커 / 폴라로이드 디테일
   · 히어로 : 좌 카피(노트 페이지) + 우 폼 카드(테이프로 붙인 메모지)
   · 폼 라벨 : 태아 기준(태명 / 태아 성별 / 출산 예정일 / 보호자 연락처)
   · 표는 모바일에서 가로 스크롤 없이 줄바꿈 / 마퀴 항상 자동 / termsModal 760px
   ============================================================ */
:root{
  --butter:#ffd98a;        /* 버터 옐로 */
  --butter-deep:#d99e2a;
  --butter-soft:#fff6dd;
  --sage:#a8d8c0;          /* 세이지 그린 */
  --sage-deep:#3f9b76;
  --sage-soft:#e7f4ee;
  --coral:#ff9e8a;         /* 더스티 코랄 */
  --coral-deep:#e8674c;
  --coral-soft:#ffe9e2;
  --ink:#4a4a4a;           /* 연필 잉크 */
  --soft:#928d83;
  --cream:#fffdf5;
  --paper:#fffefa;
  --line:#ece2cf;
  --r:18px;
  --shadow:0 14px 32px rgba(74,74,74,.12);
  --disp:'Gaegu','Pretendard',sans-serif;
  --hand:'Nanum Pen Script','Gaegu',cursive;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Pretendard',system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:clip}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button{font-family:inherit;color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}

/* ===== Header ===== */
header{position:sticky;top:0;z-index:60;background:rgba(255,253,245,.95);backdrop-filter:blur(10px);border-bottom:2.5px dashed var(--sage-deep)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:9px}
.brand .mark{width:38px;height:38px;display:grid;place-items:center}
.brand .mark svg{width:38px;height:38px;filter:drop-shadow(0 3px 5px rgba(74,74,74,.2))}
.brand h1{font-family:var(--disp);font-size:28px;font-weight:700;letter-spacing:-.5px;line-height:1;margin:0;color:var(--coral-deep)}
nav ul{display:flex;gap:2px;list-style:none}
nav a{font-weight:700;font-size:15px;color:var(--ink);padding:8px 13px;border-radius:10px;transition:background .15s,color .15s}
nav a:hover{background:var(--sage-soft);color:var(--sage-deep)}
nav a.active{background:var(--sage-deep);color:#fff}
.hbtn{background:var(--coral);color:#fff;border-radius:999px;padding:10px 20px;font-weight:800;font-size:14px;display:inline-flex;align-items:center;gap:6px;box-shadow:0 6px 16px rgba(255,158,138,.5);transition:transform .15s,background .15s}
.hbtn:hover{transform:translateY(-2px);background:var(--sage-deep)}
.burger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px;background:none;border:0}
.burger span{width:24px;height:2.5px;background:var(--ink);border-radius:2px}

/* ===== Mobile menu ===== */
.mmenu{display:none;position:fixed;inset:0;z-index:80;background:rgba(74,74,74,.5)}
.mmenu.open{display:block}
.mpanel{position:absolute;right:0;top:0;height:100%;width:78%;max-width:320px;background:var(--cream);border-radius:20px 0 0 20px;padding:26px 24px;overflow-y:auto;box-shadow:-12px 0 32px rgba(74,74,74,.3)}
.mpanel .x{background:var(--coral-soft);border:0;width:38px;height:38px;border-radius:50%;font-size:20px;font-weight:800;cursor:pointer;display:block;margin-left:auto;color:var(--coral-deep)}
.mpanel ul{list-style:none;margin-top:16px}
.mpanel li{border-bottom:1.5px dashed var(--line)}
.mlink{display:block;padding:11px 6px;font-family:var(--disp);font-weight:700;font-size:26px;line-height:1.1;color:var(--ink)}
.mlink:hover{color:var(--coral-deep)}
.mlink.hl{background:var(--coral);color:#fff;text-align:center;border-radius:999px;margin-top:16px;border-bottom:0;box-shadow:0 6px 16px rgba(255,158,138,.5)}

/* ===== 노트 페이지 배경 유틸 ===== */
.notelines{background-image:repeating-linear-gradient(transparent,transparent 33px,var(--line) 33px,var(--line) 34px);background-position:0 6px}
.tape{position:absolute;width:104px;height:30px;background:rgba(168,216,192,.6);border:1px dashed rgba(63,155,118,.5);transform:rotate(-4deg);box-shadow:0 2px 5px rgba(74,74,74,.08)}
.tape.t2{background:rgba(255,217,138,.6);border-color:rgba(217,158,42,.5);transform:rotate(5deg)}

/* ===== Hero ===== */
.hero{position:relative;overflow:clip;background:linear-gradient(180deg,var(--sage-soft) 0%,var(--butter-soft) 65%,var(--paper) 100%);padding:42px 0 50px}
.hero .doodle{position:absolute;pointer-events:none;font-family:var(--hand);color:var(--sage-deep);opacity:.5}
.hero .doodle.d1{top:40px;right:8%;font-size:30px;transform:rotate(-8deg)}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:38px;align-items:center}
.hero-copy .tagpill{display:inline-flex;align-items:center;gap:8px;background:#fff;color:var(--sage-deep);border:2px solid var(--sage);border-radius:999px;padding:7px 18px;font-family:var(--disp);font-weight:700;font-size:16px;line-height:1;margin-bottom:14px;box-shadow:0 5px 14px rgba(168,216,192,.5)}
.hero-copy .hand{font-family:var(--hand);font-size:30px;color:var(--coral-deep);line-height:1;margin-bottom:2px;display:block;transform:rotate(-2deg)}
.hero-copy h2{font-family:var(--disp);font-weight:700;font-size:clamp(40px,5.6vw,68px);line-height:1.12;letter-spacing:-1px;color:var(--ink)}
.hero-copy h2 b{color:var(--coral-deep);font-weight:700}
.hero-copy h2 .mk{color:var(--sage-deep)}
.hero-copy .lead{margin-top:14px;font-size:16px;color:var(--soft);max-width:470px}
.hero-copy .lead b{color:var(--ink)}
.hero-illo{text-align:center}
.hero-illo img{width:100%;max-width:400px;margin:0 auto;filter:drop-shadow(0 16px 28px rgba(232,103,76,.16))}

/* 폼 카드 = 테이프로 붙인 메모지 */
.qcard{position:relative;background:#fff;border:2.5px solid var(--coral);border-radius:6px 6px 14px 14px;box-shadow:0 22px 44px rgba(232,103,76,.16);padding:26px 26px 22px;scroll-margin-top:84px}
.qcard::before{content:"";position:absolute;top:-15px;left:50%;transform:translateX(-50%) rotate(-3deg);width:120px;height:30px;background:rgba(255,217,138,.75);border:1px dashed rgba(217,158,42,.5)}
.qcard .qhead{margin-bottom:14px;text-align:center}
.qcard .qhead .memo{font-family:var(--hand);font-size:23px;color:var(--sage-deep);line-height:1;display:block;margin-bottom:2px}
.qcard .qhead h3{font-family:var(--disp);font-weight:700;font-size:30px;line-height:1;letter-spacing:-.5px;color:var(--ink)}
.qcard .qhead h3 span{color:var(--coral-deep)}
.qcard .qhead .qsub{font-size:12.8px;color:var(--soft);font-weight:700;margin-top:5px}
.qcard .qhead .qsub b{color:var(--sage-deep)}
.field{margin-bottom:12px}
.field label{display:block;font-size:13px;font-weight:800;margin-bottom:5px;color:var(--ink)}
.field label i{font-style:normal;font-family:var(--disp);display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;background:var(--sage-deep);color:#fff;font-size:14px;font-weight:700;margin-right:5px;vertical-align:-4px}
.txt{width:100%;border:2px solid var(--line);background:var(--cream);border-radius:11px;padding:12px 14px;font-size:15px;font-family:inherit;color:var(--ink);appearance:none;-webkit-appearance:none;transition:border .15s,box-shadow .15s,background .15s}
.txt:focus{outline:none;border-color:var(--coral-deep);background:#fff;box-shadow:0 0 0 4px rgba(255,158,138,.32)}
.txt::placeholder{color:#c5bdaf}
select.txt{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%234a4a4a' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:32px}
.frow2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.seg button{border:2px solid var(--line);background:var(--cream);border-radius:11px;padding:11px 0;font-size:14.5px;font-weight:800;cursor:pointer;color:var(--soft);transition:all .15s}
.seg button:hover{border-color:var(--sage-deep);color:var(--sage-deep)}
.seg button.on{background:var(--sage-deep);border-color:var(--sage-deep);color:#fff;box-shadow:0 5px 12px rgba(63,155,118,.3)}
.phone-row{display:grid;grid-template-columns:78px 1fr;gap:8px}
.submit{width:100%;background:var(--coral-deep);color:#fff;border:0;border-radius:13px;padding:13px 0;font-size:28px;font-weight:700;font-family:var(--disp);line-height:1;letter-spacing:-.5px;cursor:pointer;box-shadow:0 8px 20px rgba(232,103,76,.4);transition:transform .12s,box-shadow .15s,background .15s;margin-top:6px}
.submit:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(63,155,118,.36);background:var(--sage-deep)}
.submit:active{transform:translateY(1px)}
.qcard .cfoot{margin-top:13px}
.privacy_wrap{display:flex;align-items:center;gap:7px;font-size:13px}
.privacy_wrap input[type=checkbox]{width:17px;height:17px;accent-color:var(--coral-deep)}
.privacy_label{font-weight:700;color:var(--ink)}
.privacy_view{font-weight:800;color:var(--sage-deep);text-decoration:underline;text-underline-offset:3px}
.privacy_view:hover{color:var(--coral-deep)}
.trustrow{display:flex;gap:13px;font-size:12.3px;font-weight:700;color:var(--soft);margin-top:10px;flex-wrap:wrap}
.trustrow b{color:var(--coral-deep)}
.err{display:none;background:#fdeeee;border:2px solid #f2bcbc;border-radius:10px;color:#bb3b3b;font-size:13.5px;font-weight:700;padding:9px 13px;margin:10px 0 0;text-align:center}

/* ===== Insurer marquee ===== */
.insurers{padding:42px 0 8px}
.insurers .cap{text-align:center;font-family:var(--hand);font-size:22px;color:var(--soft);letter-spacing:1px;margin-bottom:12px}
.marquee{overflow:hidden;width:100%;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.track{display:flex;gap:13px;list-style:none;width:max-content;animation:marquee 30s linear infinite;padding:6px 0}
.marquee:hover .track{animation-play-state:paused}
.track li{position:relative;background:#fff;border:2px solid var(--sage);border-radius:999px;padding:9px 22px 9px 40px;font-weight:800;font-size:14.5px;color:var(--ink);white-space:nowrap;box-shadow:0 4px 10px rgba(63,155,118,.12)}
.track li::before{content:"♡";position:absolute;left:15px;top:50%;transform:translateY(-54%);color:var(--coral-deep);font-size:15px}
.track li:nth-child(3n){border-color:var(--butter-deep)}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1!important;transform:none!important;transition:none!important}
}

/* ===== 공통 섹션 ===== */
.block{padding:60px 0}
.center{text-align:center}
.eyebrow{display:inline-block;font-family:var(--hand);font-size:26px;line-height:1;color:var(--sage-deep);margin-bottom:6px;transform:rotate(-2deg)}
.title{font-family:var(--disp);font-weight:700;font-size:clamp(32px,4.6vw,50px);letter-spacing:-.5px;line-height:1.18;color:var(--ink)}
.title b{color:var(--coral-deep);font-weight:700}
.title .mk{color:var(--sage-deep)}
.desc{margin-top:10px;color:var(--soft);font-size:15.5px}
.desc b{color:var(--ink)}

/* 체크리스트 카드 (왜 태아보험) */
.notes{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:40px}
.notecard{position:relative;background:#fff;border:2.5px solid var(--line);border-radius:4px 4px 14px 14px;box-shadow:var(--shadow);padding:30px 20px 22px;text-align:center;transition:transform .2s,border .2s}
.notecard::before{content:"";position:absolute;top:-13px;left:50%;transform:translateX(-50%) rotate(-3deg);width:80px;height:24px;background:rgba(168,216,192,.6);border:1px dashed rgba(63,155,118,.45)}
.notecard:nth-child(2)::before{background:rgba(255,217,138,.6);border-color:rgba(217,158,42,.45);transform:translateX(-50%) rotate(4deg)}
.notecard:nth-child(3)::before{background:rgba(255,158,138,.5);border-color:rgba(232,103,76,.4)}
.notecard:nth-child(4)::before{background:rgba(168,216,192,.6);border-color:rgba(63,155,118,.45);transform:translateX(-50%) rotate(4deg)}
.notecard:hover{transform:translateY(-6px) rotate(-1deg);border-color:var(--sage)}
.notecard .ni{font-size:34px;margin-bottom:8px}
.notecard h3{font-family:var(--disp);font-weight:700;font-size:24px;line-height:1.05;letter-spacing:-.5px;color:var(--ink)}
.notecard p{margin-top:6px;font-size:13.6px;color:var(--soft)}

/* 6 메뉴 카드 */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:40px}
.mcard{background:#fff;border:2.5px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);display:block;overflow:hidden;transition:transform .2s,box-shadow .2s,border .2s}
.mcard:hover{transform:translateY(-7px) rotate(-.5deg);border-color:var(--coral);box-shadow:0 22px 44px rgba(232,103,76,.18)}
.mcard .thumb{display:block;aspect-ratio:72/50;overflow:hidden;background:var(--sage-soft);border-bottom:2.5px solid var(--line)}
.mcard .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .35s}
.mcard:hover .thumb img{transform:scale(1.045)}
.mcard .cap{display:block;padding:13px 20px 16px}
.mcard h3{font-family:var(--disp);font-size:25px;font-weight:700;line-height:1.05;letter-spacing:-.5px;display:flex;align-items:center;justify-content:space-between;color:var(--ink)}
.mcard .go{width:28px;height:28px;border-radius:50%;background:var(--sage-soft);color:var(--sage-deep);display:grid;place-items:center;font-size:13px;transition:background .2s,color .2s,transform .2s}
.mcard:hover .go{background:var(--coral-deep);color:#fff;transform:translateX(3px)}
.mcard p{margin-top:4px;font-size:13.6px;color:var(--soft)}

/* 주차별 준비 타임라인 */
.tl{margin-top:42px;position:relative;display:grid;gap:18px;max-width:860px;margin-left:auto;margin-right:auto}
.tl::before{content:"";position:absolute;left:33px;top:12px;bottom:12px;width:3px;background:repeating-linear-gradient(var(--sage) 0 8px,transparent 8px 16px)}
.tlrow{position:relative;display:grid;grid-template-columns:68px 1fr;gap:20px;align-items:start}
.tlrow .dot{width:68px;height:68px;border-radius:50%;background:#fff;border:3px solid var(--sage);display:grid;place-items:center;font-size:30px;z-index:1;box-shadow:var(--shadow)}
.tlrow:nth-child(even) .dot{border-color:var(--coral)}
.tlrow .tlc{position:relative;background:#fff;border:2.5px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:18px 22px}
.tlrow .wk{display:inline-block;font-family:var(--disp);font-weight:700;font-size:19px;color:var(--sage-deep);background:var(--sage-soft);border-radius:999px;padding:1px 15px;margin-bottom:6px;letter-spacing:-.5px}
.tlrow:nth-child(even) .wk{color:var(--coral-deep);background:var(--coral-soft)}
.tlrow h3{font-family:var(--disp);font-weight:700;font-size:24px;line-height:1.05;letter-spacing:-.5px;color:var(--ink);margin-bottom:4px}
.tlrow p{font-size:14.2px;color:var(--soft)}
.tlrow p b{color:var(--ink)}

/* 보장 표 (모바일 가로스크롤 없이) */
.gentable{margin-top:34px;border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);background:#fff;border:2.5px solid var(--line)}
.gentable table{width:100%;border-collapse:collapse;font-size:14.4px}
.gentable th{background:var(--coral-deep);color:#fff;font-weight:800;padding:13px 16px;text-align:left;word-break:keep-all}
.gentable th b{color:var(--butter)}
.gentable td{padding:13px 16px;border-top:1.5px solid var(--line);color:var(--soft);vertical-align:top;line-height:1.62;word-break:keep-all}
.gentable td b{color:var(--ink)}
.gentable tr:nth-child(even) td{background:var(--cream)}

/* 콜아웃 */
.callout{margin-top:30px;background:var(--butter-soft);border:2.5px dashed var(--butter-deep);border-radius:var(--r);padding:20px 25px;display:flex;gap:14px;align-items:flex-start;box-shadow:var(--shadow)}
.callout .ci{flex:none;width:38px;height:38px;border-radius:50%;background:#fff;color:var(--butter-deep);display:grid;place-items:center;font-size:19px;border:2px solid var(--butter)}
.callout h3{font-family:var(--disp);font-size:24px;line-height:1;font-weight:700;letter-spacing:-.5px;margin-bottom:5px;color:var(--butter-deep)}
.callout p{font-size:14.3px;color:#8a6f2a}
.callout p a{color:inherit;text-decoration:underline;text-underline-offset:3px;font-weight:700}

/* FAQ */
.faq{margin-top:34px;max-width:900px;margin-left:auto;margin-right:auto}
.qa{background:#fff;border:2.5px solid var(--line);border-radius:14px;margin-bottom:12px;box-shadow:var(--shadow);overflow:hidden;transition:box-shadow .2s,transform .2s,border .2s}
.qa.open{transform:translateY(-2px);border-color:var(--coral);box-shadow:0 18px 36px rgba(232,103,76,.16)}
.qa .q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:14px;background:none;border:0;text-align:left;padding:17px 21px;font-size:15.5px;font-weight:800;cursor:pointer;color:var(--ink)}
.qa .q:hover{background:var(--cream)}
.qa .qmark{color:var(--coral-deep);font-family:var(--disp);font-weight:700;margin-right:9px;font-size:24px}
.qa .ar{width:28px;height:28px;border-radius:50%;background:var(--sage-soft);color:var(--sage-deep);display:grid;place-items:center;font-size:16px;font-weight:900;flex:none;transition:transform .25s,background .2s,color .2s}
.qa.open .ar{transform:rotate(45deg);background:var(--sage-deep);color:#fff}
.qa .a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:var(--soft);font-size:14.6px}
.qa .a > div{padding:0 21px 19px;border-top:1.5px dashed var(--line);padding-top:14px}
.faqmore{display:inline-block;margin-top:10px;font-family:var(--disp);font-weight:700;font-size:20px;color:var(--coral-deep);letter-spacing:-.5px}
.faqmore:hover{color:var(--sage-deep)}

/* CTA */
.ctaband{position:relative;text-align:center;background:linear-gradient(135deg,var(--sage) 0%,var(--sage-deep) 100%);color:#fff;padding:50px 30px;border-radius:24px;overflow:clip;box-shadow:0 24px 50px rgba(63,155,118,.3)}
.ctaband::before{content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;border-radius:50%;background:rgba(255,217,138,.3)}
.ctaband::after{content:"";position:absolute;left:30px;bottom:-80px;width:200px;height:200px;border-radius:50%;background:rgba(255,158,138,.3)}
.ctaband .hand{font-family:var(--hand);font-size:28px;color:var(--butter);position:relative;z-index:1;display:block;line-height:1;margin-bottom:4px}
.ctaband h2{font-family:var(--disp);font-weight:700;font-size:clamp(32px,4.4vw,52px);line-height:1.1;letter-spacing:-.5px;color:#fff;position:relative;z-index:1}
.ctaband h2 b{color:var(--butter);font-weight:700}
.ctaband p{margin:8px 0 22px;color:rgba(255,255,255,.92);font-size:15px;font-weight:600;position:relative;z-index:1}
.ctaband a{display:inline-block;background:#fff;color:var(--sage-deep);border-radius:999px;padding:12px 42px;font-weight:700;font-size:27px;line-height:1;letter-spacing:-.5px;font-family:var(--disp);box-shadow:0 10px 26px rgba(0,0,0,.16);transition:transform .15s,background .15s,color .15s;position:relative;z-index:1}
.ctaband a:hover{transform:translateY(-2px);background:var(--coral-deep);color:#fff}

/* 하단 고정 CTA 바 */
.stickybar{position:fixed;left:0;right:0;bottom:0;z-index:70;background:rgba(255,253,245,.97);backdrop-filter:blur(8px);padding:11px 16px;display:flex;align-items:center;justify-content:center;gap:16px;transform:translateY(110%);transition:transform .3s ease;border-top:2.5px solid var(--coral-deep)}
.stickybar.show{transform:translateY(0)}
.stickybar p{font-size:14px;color:var(--ink);font-weight:700}
.stickybar p b{font-weight:900;color:var(--coral-deep)}
.stickybar a{background:var(--coral-deep);color:#fff;padding:11px 26px;border-radius:999px;font-weight:800;font-size:14px;box-shadow:0 6px 16px rgba(232,103,76,.35);transition:transform .15s,background .15s}
.stickybar a:hover{transform:translateY(-2px);background:var(--sage-deep)}

/* 서브 페이지 헤더 */
.subhero{position:relative;overflow:clip;padding:46px 0 46px;text-align:center;background:linear-gradient(180deg,var(--sage-soft) 0%,var(--butter-soft) 72%,var(--paper) 100%);border-bottom:2.5px dashed var(--sage-deep)}
.subhero .crumb{font-size:13px;color:var(--soft);margin-bottom:9px;font-weight:700;position:relative;z-index:1}
.subhero .crumb a{color:var(--coral-deep);text-decoration:underline;text-underline-offset:3px}
.subhero .crumb a:hover{color:var(--sage-deep)}
.subhero .crumb span{margin:0 7px;color:#d8cdb8}
.subhero .dept{display:inline-block;font-family:var(--hand);font-size:24px;line-height:1;color:var(--sage-deep);margin-bottom:6px;position:relative;z-index:1;transform:rotate(-2deg)}
.subhero h2{font-family:var(--disp);font-weight:700;font-size:clamp(34px,5vw,58px);line-height:1.1;letter-spacing:-1px;color:var(--ink);position:relative;z-index:1}
.subhero h2 b{color:var(--coral-deep);font-weight:700}
.subhero p{margin:10px auto 0;color:var(--soft);font-size:15px;max-width:600px;position:relative;z-index:1}

/* 본문 콘텐츠 */
.article{padding:48px 22px 64px}
.article .inner{max-width:920px;margin:0 auto}
.article .sec{margin-bottom:48px}
.article h3.h{font-family:var(--disp);font-weight:700;font-size:30px;line-height:1.1;letter-spacing:-.5px;color:var(--ink);display:flex;align-items:center;gap:11px;margin-bottom:13px}
.article h3.h::before{content:"♡";flex:none;font-size:24px;color:var(--coral-deep)}
.article .sec:nth-child(even) h3.h::before{content:"✎";color:var(--sage-deep)}
.article p.t{color:var(--soft);font-size:15.6px;margin-bottom:12px}
.article p.t b{color:var(--ink)}
.article p.t a{color:var(--coral-deep);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.article p.t a:hover{color:var(--sage-deep)}
.steps{counter-reset:st;display:grid;gap:15px;margin-top:22px}
.step{background:#fff;border:2.5px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:20px 23px 20px 76px;position:relative;counter-increment:st}
.step::before{content:counter(st);position:absolute;left:19px;top:18px;width:40px;height:40px;border-radius:50%;background:var(--sage-soft);color:var(--sage-deep);font-family:var(--disp);font-weight:700;font-size:24px;display:grid;place-items:center}
.step h3{font-family:var(--disp);font-size:24px;line-height:1.1;font-weight:700;letter-spacing:-.5px;margin-bottom:4px;color:var(--ink)}
.step p{font-size:14.2px;color:var(--soft)}
.step p b{color:var(--ink)}
.step p a{color:var(--coral-deep);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.checklist{list-style:none;margin-top:17px;display:grid;gap:10px}
.checklist li{background:#fff;border:2px solid var(--line);border-radius:12px;padding:13px 17px 13px 44px;position:relative;font-size:14.4px;color:var(--soft);box-shadow:var(--shadow)}
.checklist li::before{content:"♡";position:absolute;left:15px;top:12px;color:var(--coral-deep);font-weight:900}
.checklist li b{color:var(--ink)}
.article .gentable{margin-top:20px}

/* Footer */
footer{background:#43403a;color:#fff;padding:0 0 34px;margin-top:22px}
footer::before{content:"";display:block;height:10px;margin-bottom:42px;background:linear-gradient(90deg,var(--coral) 0%,var(--coral) 50%,var(--sage) 50%)}
.fnotes{background:rgba(255,255,255,.07);border-radius:12px;padding:19px 22px;font-size:12.6px;line-height:1.85;color:rgba(255,255,255,.72)}
.fnotes .strong{font-weight:800;color:var(--butter);margin-bottom:6px}
.fbot{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-top:25px;flex-wrap:wrap}
.fbrand{display:flex;align-items:center;gap:9px;font-family:var(--disp);font-weight:700;font-size:26px;line-height:1;color:#fff}
.fbrand .mark{width:28px;height:28px}
.fbrand .mark svg{width:28px;height:28px}
.fcorp{margin-top:8px;font-size:12.4px;color:rgba(255,255,255,.55)}
.flinks{display:flex;gap:18px}
.flinks a{font-size:13.4px;font-weight:800;color:var(--butter);text-decoration:underline;text-underline-offset:3px}
.flinks a:hover{background:var(--butter);color:#43403a;text-decoration:none;border-radius:5px}

/* Modal */
.modal{display:none;position:fixed;inset:0;z-index:120;background:rgba(74,74,74,.55);padding:20px}
.modal.open{display:flex;align-items:center;justify-content:center}
.mbox{background:#fff;width:100%;max-width:480px;border:2.5px solid var(--coral-deep);border-radius:18px;box-shadow:0 30px 70px rgba(0,0,0,.4);animation:rise .25s ease;overflow:hidden}
#termsModal .mbox{max-width:760px}
@keyframes rise{from{transform:translateY(18px);opacity:0}to{transform:none;opacity:1}}
.mtop{display:flex;align-items:center;justify-content:space-between;padding:13px 24px;background:var(--coral-deep)}
.mtop h3{font-family:var(--disp);font-size:25px;line-height:1;font-weight:700;letter-spacing:-.5px;color:#fff}
.mclose{background:rgba(255,255,255,.22);border:0;width:32px;height:32px;border-radius:50%;font-size:18px;font-weight:900;cursor:pointer;line-height:1;color:#fff}
.mclose:hover{background:var(--sage-deep)}
.mbody{padding:22px 24px;max-height:60vh;overflow-y:auto}
.mbody.nopad{padding:0;max-height:none;overflow:hidden}
.terms-frame{width:100%;height:65vh;border:0;display:block;background:#fff}
.mfoot{display:flex;gap:10px;justify-content:flex-end;padding:14px 22px;border-top:1.5px solid var(--line);background:var(--cream)}
.mbtn{background:var(--coral-deep);color:#fff;border:0;border-radius:999px;padding:12px 24px;font-weight:800;font-size:14.5px;cursor:pointer;transition:background .15s,color .15s;box-shadow:0 5px 14px rgba(232,103,76,.3)}
.mbtn:hover{background:var(--sage-deep)}
.mbtn.ghost{background:#fff;color:var(--ink);border:2px solid var(--line);box-shadow:none}
.mbtn.ghost:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.mbtn.full{width:100%}
.smsinfo{font-size:15px;text-align:center;margin-bottom:16px;color:var(--soft)}
.smsinfo b{color:var(--coral-deep)}
.demohint{display:none}
.resend{display:block;margin:13px auto 0;background:none;border:0;font-size:13.5px;font-weight:700;color:var(--soft);text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.resend:hover{color:var(--sage-deep)}
.field.mfield{margin-top:18px}
.mfield label{display:block;font-size:13px;font-weight:800;margin-bottom:4px;color:var(--ink)}

/* Reveal */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}

/* Responsive */
@media (max-width:980px){
  nav{display:none}
  header .hbtn{display:none}
  .burger{display:flex}
  .notes{grid-template-columns:1fr 1fr;gap:16px}
  .cards{grid-template-columns:1fr 1fr;gap:16px}
}
@media (max-width:760px){
  .hero{padding:24px 0 36px}
  .hero-grid{grid-template-columns:1fr;gap:22px}
  .hero-illo{display:none}
  .hero-copy{text-align:center}
  .hero-copy .lead{margin-left:auto;margin-right:auto}
  /* 보장 표 : 가로 스크롤 대신 셀을 세로로 쌓기 */
  .gentable{border-radius:14px}
  .gentable table,.gentable tbody,.gentable tr,.gentable td{display:block;width:100%}
  .gentable thead,.gentable tr:first-child{display:none}
  .gentable tr{border-top:2px solid var(--line);padding:4px 0}
  .gentable td{border-top:0;padding:8px 16px}
  .gentable td:first-child{padding-top:14px}
  .gentable td:last-child{padding-bottom:14px}
  .gentable td b{display:inline-block;margin-bottom:2px;color:var(--coral-deep)}
  /* 3열 비교표(.cmp)는 헤더가 필요하므로 표 형태 유지(폰트만 축소) */
  .gentable.cmp table{display:table}
  .gentable.cmp tbody{display:table-row-group}
  .gentable.cmp tr,.gentable.cmp tr:first-child,.gentable.cmp thead{display:table-row;border-top:0;padding:0}
  .gentable.cmp th,.gentable.cmp td{display:table-cell;width:auto;font-size:12.3px;padding:9px 9px;border-top:1.5px solid var(--line)}
  .gentable.cmp td b{display:inline;margin:0;color:var(--ink)}
}
@media (max-width:480px){
  .notes{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .frow2{grid-template-columns:1fr}
  .tlrow{grid-template-columns:50px 1fr;gap:14px}
  .tl::before{left:24px}
  .tlrow .dot{width:50px;height:50px;font-size:23px}
  .stickybar p{display:none}
  .stickybar a{width:100%;text-align:center}
}